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If you’re like me, then it does not matter which side of the political wall you’re on! When the President of the United States says we are in danger of a financial collapse you become a little concerned about the future.  I think we can all agree that as Americans we need to do something and fast.

Right now, I am sure each one of us could use a pay raise to help pay the bills, buy something we need, or just pay for gas to get to work.

The problem is companies are having layoffs, banks are out of money, people are in debt, and this is just the beginning if we don’t act now. When the exchange of the dollar slows down, it hurts us all.

So, here is a simple and immediate solution, to help kick start the economy, pay off your own debts, and put Americans back to work. The beauty of this simple plan is it empowers each of us to do something about the problem and help ourselves.

First, the majority of us that still have a job pay more in tax each week than we need to. Uncle Sam gets our money and can choose how it is used. We then file our tax returns at the end of the year and go spend the money on something we want, pay down a debt, or fill up our car with gas.

Well we don’t need to wait for Uncle Sam and tax time to get our hands on our own money. You see we are only required to pay tax as we go. We are not required to over pay tax as we go. Yet, many of us do!

If each of us that over pays, goes right now and changes our W4 with our employer so the government is taking a little less each week, we can use that money to help change our current financial situation.
We all still pay our income tax and I am in no way suggesting that we take more than we are allowed, only a portion.

How would this help you ask? Well if it is just me, then obviously it will have no impact. But, by each of us keeping a little more of the money we pay each week in income tax, we can do some of the following:

· Pay your mortgage (this helps you and the bank)
· Buy something American (this helps put someone here to work)
· Pay more towards a debt. (this helps you and the lender and should be the first on your list)
· Save more each week ( this also help you and the lender)
· Allows each of us to do something about the problem without having a negative impact on our personal situation.
· Prevents corruption in the tax system

I hope you see the power in this! Now, every one will not be able to do this. Some have already lost their job. Some are retired and can’t change the W4. Some of us under pay and end up with a big bill at the end of the year! But, for those of us who can, please do something to help. Even if your financial situation is great, do it for those who are not so lucky. I am not asking you to give someone your hard earned money. I am just asking that you keep your own and do something smart with it.

Don’t underestimate the power that you have. Our president was asking for a 700 billion dollar bailout for the banks and lending institutions. There are currently 300 million Americans. If only half are working and able to pay and average of $150 less in tax each month, then that will be 22.5 billion each month help stimulate our economy. That’s each month we get to choose how and where we spend our own money.

Another positive impact is that we can help reduce our personal debt in the process. If you’re an average American, then you could use a little extra to pay down your debt. Just be smart with the money because it does matter!

Here are some other ways you can help have an impact.

· Pass this along by e-mailing it to as many as you can possibly think of.
· Don’t react in fear to the current financial crisis. Spend your money without fear. It is the fear that causes the dollar to stop moving(we can change things if we work together)
· Get involved and let your voice be heard. We do need to make some changes.
· Buy an American made product even if it cost a little more.
· By your gas from a company that does not import oil when ever you have a choice.
· Visit my website below and use the “tell a friend form” to spread the word.
· Post your own ideas on my blog.
· If you have a website please post this article “as is” for others to read.

Thank you for taking the time to read this and I hope you will do your part as an American to spread the word and have a positive impact.

May God Continue to Bless America,

Eric Sullivan
Just Another Hard Working American Who Cares!